Medicare Advantage Plans & Supplemental Plans (Medigap)
Medicare Advantage Plans (Part C)
Advantage Plans are NOT part of Original Medicare. Part C known as Medicare Advantage (MA) are alternative plans that are privately run and comply with original Medicare benefits but have ancillary benefits including Vision, Dental, Hearing and some offer wellness components (i.e. Fitness facility Memberships) which original Medicare does not include at this time except under specific circumstances. Medicare Advantage plans also can include a prescription drug component instead of having to get a separate Part D plan (MAPD). These plans may have premiums, deductibles and cost sharing as part of the plan. Many major carriers offer Advantage plans for those who are enrolled in original Medicare parts A and B. Premiums, Deductibles and Cost sharing vary.
No Need to Speak to an Agent
Jeffrey Weiss, Licensed Insurance Agent
Medicare Supplement Plans (Medigap)
A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover, like:
Medigap policies are sold by private companies.
Some Medigap policies also cover services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, here's what happens:
- Medicare will pay its share of the Medicare-approved amount for covered health care costs.
- Then, your Medigap policy pays its share.
Part D - Prescription Drugs
Medicare prescription drug plans are available to everyone with Medicare. To get Medicare prescription drug coverage, people must join a plan approved by Medicare that offers Medicare drug coverage. Most people pay a monthly premium for Part D.
Medicare Program - General Information(11/13/2019). Source: https://www.cms.gov/Medicare/Medicare-General-Information/MedicareGenInfo/index
Dual Special Needs Plan (DSNP)
These plans offer eligible doctor visits, hospital visits and prescription drug assistance if you are enrolled in Medicare having parts A and B as well as enrollment in Medicaid. To find out if you qualify for this Medicare Health plan please reach out.
Chronic Special Needs Plan
Chronic special needs plans are Medicare plans designed around certain illness such as Diabetes, Cancer and others which offer all coverage that Medicare provides which focus on the one or several chronic illness that you have. To find out if you qualify for this Medicare Health plan please reach out.